Answers to common questions about insurance bad faith claims.
What is insurance bad faith?
Bad faith occurs when an insurance company unreasonably denies, delays, or undervalues a valid claim. Insurance contracts include an implied duty of good faith and fair dealing under the law.
How do I prove bad faith?
You must show the insurer lacked a reasonable basis for its conduct. Evidence may include the claims file, internal communications, pattern evidence of similar conduct, and expert testimony about industry standards.
What damages can I recover in a bad faith case?
Policy benefits owed, emotional distress, attorney fees, and in egregious cases, punitive damages. Some states allow recovery beyond policy limits for bad faith conduct.
The insurance company has a duty to be fair. We hold them to it.
If your insurance claim was denied, delayed, or undervalued, you may have a bad faith claim. Free consultation.